KiwiSaver & Investing
KiwiSaver and long-term investing work together as powerful tools for building financial security over time. KiwiSaver helps you grow a dedicated nest egg — whether for your first home or retirement — with employer contributions, government boosts, and long-term compounding. Broader investing complements this by giving you more flexibility and control, allowing you to grow wealth beyond KiwiSaver’s limits. Together, they’re not just for the wealthy — they’re accessible, practical pathways for anyone wanting to strengthen their financial future and create more options in life.
KiwiSaver
KiwiSaver is a long-term savings scheme designed to help you build financial security over time. With contributions from you, your employer, and the government, your balance grows steadily through investment and compounding.
It’s important because it not only supports your retirement lifestyle, but can also be used to boost your deposit when buying your first home — giving you a powerful head start both now and in the future.
Investing
Long-term investing is one of the most effective ways to build financial security — and it isn’t just for the wealthy. Whether you’re investing just a little bit at a time, or you're not sure what to do with a lump sum from insurance, savings, an inheritance or the sale of an asset, putting money to work over the long term can make a meaningful difference.
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By investing into diversified portfolios and allowing compounding to do the heavy lifting over time, long-term investing can help you grow your wealth, plan for future goals, and create flexibility as life changes. It’s a practical and accessible approach for anyone looking to make the most of the money they already have and strengthen their financial future.